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Roadside Assistance on the Information Superhighway!

If you're traveling the superhighway of life under financial stress, have questions relating to debt management, or feel the need for debt relief, you arrived at the right destination. Perhaps it's time for refueling, a tune up, or a complete overhaul. Our service center offers professional advice,
a helping hand, a free checkup and a road map leading to debt freedom.

First off, understand this. Regardless of who
you are, each and every day of your life you incur expenses. You need food, clothing and shelter at the very least—and someone needs to pay for those costs. Even in quenching your thirst with
a refreshing glass of drinking water, it will cost someone, something in providing it to you.

If you have reached maturity and are of sound
mind, in some way each day of your life you
need to deal with finances. Even if you made
a decision for today, not to eat, to sleep in the wilderness and to go naked, that in itself is dealing with finances—perhaps a financial strategy not to incur these expenses today.

But even in making that decision, chances are your mortgage or rent payment would still need to be made, soap and water needed to cleanse, if nothing else, your feet, and tomorrow you may eat twice as much as normal.

The point we hope to make is simple. In that you need to deal with finances each and every day
of your life, do you not owe it to yourself—and especially to your loved ones—to become an expert in personal financial management?

We hope you agree the answer is self-evident. We challenge you, therefore, to begin anew and empower yourself with knowledge and financial success through the study of personal finance and money management. Lucky for you, you can begin right now by exploring the many articles and resources available at our website!

This sector is designed to offer guidance and financial counseling primarily to debtors in need of professional help. How much assistance we can provide will depend on your current financial condition, your financial objectives and your level of commitment and desire to take affirmative action to resolve your financial hardship.

If you are way over you head in debt and cannot manage you monthly debt service, it's imperative that you take immediate corrective action.

For most consumers in serious debt, however, there are few alternatives. But the good news is, there are options available that can amicably resolve most debts without filing bankruptcy. To learn more about these options, we invite you to read, Which Alternative Is Right For You!

For consumers not in serious debt but perhaps looking for answers to their questions, or simply wanting to better manage their finances, in most cases it will require self-study. To assist you in your quest we provide hundreds of professional articles and numerous financial resources. Go to Counseling and Self-Study Resource Center.

Our entire website was established just for you. As you explore our website you'll find resources and information on virtually every aspect of debt and money management. But even now with the multitude of resources available, we believe we are still in our infancy. We have hundreds of new resources, programs, articles and ideas yet to be implemented. These include not only resources designed to help you get out of debt, but to help you stay out of debt and to go on to achieve financial independence. We invite you to visit us often. We truly believe, the best is yet to come!


Debt Counseling Services

Which Alternative
Is Right For You!

 An insightful article
on the alternatives available to
consumers burdened with debt!


Personal Debt Settlement

 Settle Your Debts.
Save From 20% to 80%.
No Settlement—No Fees!

Business Debt Settlement

  Resolve Business Debt
Through Debt Negotiation.
All fees are contingency-based

FREE Consultation

 Request a No Obligation,
Confidential Free Consultation!

(Please View Presentation First)


Debt Management Program

 Stops Collection Calls
Reduces Interest Charges
Reduces Monthly Debt Service

FREE Financial Analysis

 Apply Here Now
To See If You Qualify

(Please View Presentation First)


Recommended Reading
and Self-Study Resources

 A Hand-Picked Selection
of our Highly Recommended
Books and Special Resources

Counseling and Self-Study Resource Center

 Review our Index of
Articles & Resources


UK Residents – Click Here!

Save thousands of dollars on your home mortgage!
Debt Counseling:  Personal Finance and Money Management Assistance!

Personal Debt Settlement

To start a presentation click on the Personal Debt Settlement link above. If you prefer, jump to any panel using the links directly below.

  • An Intro to Personal Debt Settlement
  • What are the Odds of a Successful Debt Settlement?
  • How to Raise Funds to Settle Your Debts?
  • Can I Negotiate My Own Debt Reduction Settlement?
  • What are the Fees For Debt Settlement Services?
  • Are There Other Options If My Accounts Don't Qualify?
  • How Do I Know If My Accounts Qualify and How Do I Apply??
  • Apply Now for a FREE Financial Analysis To See if You Qualify?
  • Notice: You may opt to view the entire Personal Debt Settlement presentation in a single document. Users who have javascript turned off will have to use this method. Others may find it more convenient, especially for printing. To view, Click Here!


    Business Debt Settlement

    To start presentation click on the Business Debt Settlement link above.
    If you prefer, jump to any panel using the links directly below.

  • An Intro to Business Debt Settlement
  • What are the Odds of a Successful Debt Settlement?
  • Can a Company Negotiate Their Own Debt Settlement?
  • What are the Fees For Debt Settlement Services?
  • How Will Seeking a Debt Settlement Affect My Business?
  • How Do I Know If We Qualify and How Do We Apply?
  • Apply Now for a FREE Financial Analysis To See if You Qualify?
  • Notice: You may opt to view the entire Business Debt Settlement presentation in a single document. Users who have javascript turned off will have to use this method. Others may find it more convenient, especially for printing. To view, Click Here!


    The Debt Management Program

    To start a brief presentation click on the Debt Management Program link above. If you prefer, jump to any panel using the links directly below.

  • An Intro to The Debt Management Program
  • How Can the Debt Management Program Help Me?
  • What Accounts Can I Place in the Program?
  • Why Is this Program Offered on the Internet?
  • Will the Payment Be Reduced on All My Accounts?
  • Will the Interest Rate Be Reduced on All My Accounts?
  • What is a Fixed Monthly Consolidated Payment?
  • Can I Still Use My Credit Cards?
  • How Will Enrollment Affect My Credit Rating?
  • What If I'm Not Past Due. Will the Program Benefit Me?
  • Can You Explain More about Who You Are?
  • How Much Does It Cost To Enroll?
  • Are There Other Options If I Don't Qualify?
  • How Do I Know If I'm Qualified and How Do I Apply?
  • Notice: You may opt to view the entire Debt Management Program presentation in a single document. Users who have javascipt turned off will have to use this method. Others may find it more convenient, especially for printing. To view, Click Here!


    Counseling and Self-Study Resource Center

     Articles on Automobile Issues
     Articles on Banking Issues
     Articles on Credit & Creditors
     Articles on Credit & Financing
     Articles on Credit Repair
     Articles on Credit Reporting Agencies
     Articles on Debt Consolidation
     Articles on Filing Bankruptcy
     Articles on Financial Planning
     Articles on Housing Issues
     Articles on Income and Employment
     Articles on Insurance Issues
     Articles on Money Management
     Articles on Retirement Issue
     Articles on Service Plans and Disputes
     Articles on Travel and Vacation Issues
     Calculators and Analytical Resources
     Dictionaries and Encyclopedias
     Financial Aid Resources
     Financial Law and United States Code
     Career and Employment Software
     Consumer and Family Law Software
     Financial Management Software
     Financial Planning Software
     Legal Software for Businesses
     Books on Bankruptcy & Debt Adjustment
     Books on Budgeting & Financial Organizers
     Books on Collection & Consumer Rights
     Books on Consumer Law & Legal Issues
     Books on Credit & Financing
     Books on Credit Repair & Credit Reports
     Books on Debt & Money Management
     Books on Family Issues
     Books on Financial Planning and Investing
     Books on Income & Employment
     Books on Insurance and Health Issues
     Books on Legal Forms and Agreements
     Books on Mortgage & Housing Issues
     Books on Reducing Expenses
     Books on Retirement Issues
     Books on Student Aid & Scholarships
     Books on Tax Issues and the IRS
     Books on Wills, Trust and Estate Planning
     Audiobooks on Careers and Employment
     Audiobooks on Credit and Financing
     Audiobooks on Credit Repair
     Audiobooks on Debt & Money Management
     Audiobooks on Legal Issues
     Personal Finance Magazines
     Videos on Debt & Money Management


    Index of Articles and Resources for Various  Sectors on Our Website

                 Family Debt Management
                 Financial Aid Center
                 Financial Resource Center
                 Legal Resource Center'
                 Income Resource Center
              Credit Repair Basics
              Review Your Credit Report
              U.S. Tax Center
              Insurance Center
              Cutting Expenses and Fighting Inflation
    Bookstore Magazines Software Audio/Video Library
    Use our search engine below to search through the files at our site.
    Enter Keywords, Terms, or Phrase:
    Match Term in Search Index. Try to be specific!
    Financial
    Resources
    Legal
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    Center


    The Center For Debt Management™
    Confidential and Effective Debt Management Strategies from the Comfort of your Home!™

    Debt Management and Financial Services! The Information Superhighway's oldest and most comprehensive debt management agency!  FREE consumer credit counseling,
    debt consolidation, debt reduction settlements, credit repair basics, FREE credit reports, credit and financing, income resources, financial aid, legal aid, tax resources, insurance quotes and more. Established in 1989 and serving the online community since 1992!


    This site was created and designed by Daniel A. Gelinas
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    and resources in which to reduce your living expenses and to enjoy life!


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