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Life Management Resources For You and Your Loved Ones

The Center For Debt Management™ developed this sector to assist you in finding bargains and lowering your cost associated with your home and family, your most precious treasures. We also provide numerous articles and resources relating to various aspects of home and Family.

At this early stage of development, you will
already find an abundance of articles and resources. But this is just the beginning!

Because housing costs and the expense of raising a family demands the lion's share of everyone's income, as times allows we intend
to greatly expand the articles and resources placed here and to broaden our scope.

This expansion will encompass a number of areas, including real estate, mortgage and rent, insurance, home furnishings, home repair and maintenance, child and pet care, marriage and divorce, education, home and family security,
as well as articles relating to the impact that financial stress can have on a family.

One of the first issues that homeowners should address is their mortgage payment. Should you consider refinancing? It will probably never be a better time to so. To obtain free quotes online, go to Home Finance Search. If you currently have a 30 year mortgage, we strongly suggest consider making bi-weekly payments. It will literally save you many thousands of dollars in interest. For details, go to Mortgage Reduction

For many households, healthcare costs greatly impacts the family budget. If you do not have full healthcare coverage, we suggest obtaining a medical saving's plan. We believe Care Entrée offers the best and most affordable plan.

As you explore our Home and Family sector, we sincerely hope that you find bargains and ways
in which to lower your expenses. Enjoy!


Home and Family

Articles and Resources

 Review our Index of
Articles & Resources

Mortgage Reduction

 Save thousands of dollars
in mortgage interest and increase your equity!

Care Entrée

  A savings program that
can save you 20% to 80%
on all your healthcare needs!

Recommended Reading
and Self-Study Resources

 A Hand-Picked Selection
of our Highly Recommended
Books and Special Resources

 


Affordable Life Insurance is Now Available!
Home and Family:  Resources to care for your home and loved ones!


Products and Resources for You and Your Family

Bargains.com
 
is the nation's premier bargain search service! They offer discounted home, auto and product pricing. Discover how to save up to 70% on big-ticket items while you earn money! New Members Search for FREE for 30 day!.

Care Entrée:
 
Self-Employed, Under-Insured, Uninsured. Save up to 50% or more
on Healthcare Services! Savings on Hospitals and Physicians, Dental, Prescriptions, Vision, Hearing Aids, Alternative, Chiropractic and more! No Claim Forms, No Medical Limitations! All Pre-existing Conditions Accepted! This is not insurance. $69.95 per month per family. Your satisfaction is guaranteed! Click for more details!

My Family Protection / Globe Life: Only $1 Starts Your Term Life Coverage! From insuring your children (or grandchildren) to insuring yourself, My Family Protection makes it easy and affordable to get life insurance.

 
Home Shopping Network offers a vast array of products. Click on any item of interest:
 
Jewelry,
 
Fashion,
 
Plus-size Style,
 
Skin Care,
 
Fragrances,
 
Aloette Cosmetics,
 

Bath & Body,
 
Susan Lucci Products,
 
Suzanne Somers Products,
 
Shop the Soaps

eHarmony is the best way for you to build a lasting relationship. They combine precise matching technology with the guidance of a caring and expert hand. Fall in love for all the right reasons. Click here to sign up now to try eHarmony risk-free!

Brian Tracy International: Brian Tracy is one of the world's leading authorities on personal and business success. Check out his array of programs and courses.

 
Baby Universe: A universe of baby products at baby prices! A single source for all of the products necessary for pregnancy and babies up to the age of 3. They offer three sites: Baby Universe Canada, Baby Universe en Espanol, and Baby Universe USA.

Frontline Phonics is the premiere reading program for children ages 3 to 8. This easy-to-use program has been refined and tested during 17 years of pre school and kindergarten classroom application. Click here to learn more and enter sweepstakes!

Birthday Express is the ultimate resource for kids' birthday party supplies. They offer a full selection of products that make planning your child's party a piece of cake. Choose from over 100 party themes, activities, favors and cake decorating supplies!


Products and Resources for Your Home

Best Buy is a huge National Discount Retailer. Click on the department of your choice:
 
Computers,
 
Notebook Computers,
 
PDAs,
 
Digital Cameras,
 
Camcorders,
 
Monitors
 
Flat-Panel Monitors,
 
Computer Accessories,
 
MP3 Players,
 
Portable CD Players
 
Home Theater Systems,
 
Digital TVs,
 
Flat Panel TVs,
 
TVs,
 
Home Audio Products
 
DVD Players,
 
Musical Instruments,
 
Drives & Storage,
 
Photo & Imaging,
 
Speakers,
 
Telephones,
 
Networking,
 
Electronics,
 
Electronic Accessories,
 
Karaoke Machines,
 
Music,
 
Software,
 
DVD Movies,
 
Video Games,
 
Software Games Home Page

 
Home Shopping Network offers a vast array of products. Click on any item of interest:
 
Home Decorating,
 
Computers,
 
Electronics,
 
Health & Fitness,
 
Flatware,
 
Cookware,
 
Wolfgang Puck Cooking Products,
 
Stainless Steel Cookware,
 
Tupperware,
 
Crafts,
 
Luggage,
 
OxiClean,
 
Collectibles,
 
Clearance Items

Better Homes and Gardens
 
is the premiere home and family site on the Web, and the interactive companion to Better Homes and Gardens Magazine. Their focus is on decorating, crafts, entertaining, cooking and gardening. It's really worth checking out!

Spring Hill Nursery features professionally-designed Step-By-Step Gardens. Plus, they Guarantee all of their plants to be true to name and to reach you in perfect and healthy condition. Receive $20 off your first order of $50 or more!

Rug Area
 
has rugs at every price range and a nearly unlimited range of styles from
all corners of the world. Click for America's lowest prices on brand name area rugs.

ProtectAmerica: One of the fastest-growing home security companies in America with offices coast-to-coast. Click here for security and peace of mind.

Nursery Depot
 
has the Internet's largest selection of cribs, bedding, furniture and accessories for your nursery or kid's room. When you shop at Nursery Depot, you
will get the lowest prices on quality, name-brand nursery furnishings — guaranteed.

Circuit City sells most all electronic products. Click on the department of your choice:
 
Laptops,
 
Computer Peripherals,
 
Televisions,
 
Big Screen TVs,
 
Home Theater,
 
Camcorders,
 
Digital Cameras,
 
DVDs,
 
PDAs,
 
Music Department,
 
Video Games,
 
Wireless Network Accessories,
 
Kids Electronics,
 
Accessories.
 
Clearance Center

ForSaleByOwner
 
: The official website for real estate sold without brokers or commissions and the the busiest "For Sale By Owner." site in the world!

 
Bellacor
: Lighting and Home Furnishings — Over 500,000 items to choose from. Offers a price quote service enabling you to comparison shop for the best price.

 
Overstock
: Name-brands at clearance prices. This site helps you shop smarter, by offering top-quality name-brand merchandise at 40 - 70% off, every day of the week.

 
HomeVisions
: Great values on all the latest decorating trends for every room in your house. Explore the decorating possibilities whether it be Southwest, Asian, Classic European, Rustic America or any of your traditional favorite styles. Click here!


Gift Giving and Other Miscellaneous Resources

 
Flowers Across America
: A huge selection of quality FTD and Teleflora flowers that offers same day delivery to nearly every city in every state in the United States—as well as most of Canada. Offers superior service, a 100% satisfaction guarantee and lower service charges than the well known competing sites. Search by occasion!

 
All Wine Baskets
: The leading provider of elegant wine and champagne gifts in the world. A little wine, some crackers and a little cheese makes a wonderful gift.

Amazon.com: This company now offers a wide variety of products at some of the best prices you're likely to find. Check out their Amazing Deals!

Diamonds.com
 
offers extraordinary values every day. Unlike most diamond retailers who buy their diamonds from wholesalers, distributors and brokers, Diamond.com buys virtually all its diamonds directly from its principal shareholder and business partner, which means lower prices. Safe Shopping and Satisfaction Guaranteed!

 
PetSmart
: Your online destination for pet supplies, health and behavior information and community interaction. Offers advice, education, fun and great prices!

 
FragranceNet
: The World's Largest Discount Fragrance Store. They claim that they will beat any competitor's price by 5%. Ships worldwide! Worth checking out!

World of Watches
 
offers over 20 of the major brands you know, at prices that are consistently up to 60% below manufacturer’s suggested retail. All of their watches
are genuine, authenic and new and come with a Satisfaction Guarantee.

Fugi's: Whatever the occasion, Figi's has the perfect gift—and it's just a click away! Packaged carefully, they'll send it out to arrive in perfect time, anywhere in the USA!

Box Bundles
 
Wholesale boxes and supplies for moving, for storage and for shipping! Click here for moving boxes, moving kits, packing supplies—for less!

KB Toys:
 
Backed by their solid bricks-and-mortar presence, KBtoys.com offers an enjoyable and easy-to-navigate online shopping experience. Browse their selection
of toys, video games and software. Click here for up to 75% off regular prices!

Zoobooks Magazine
 
is a great way to start kids off on a life-long passion for reading. Zoobooks uses creatures as teachers. Turn a youngster's love of animals into a love of reading! Get a FREE copy of Zoobooks Magazine and a FREE Tiger Poster!

If you are visually orientated, click here to view the above offers.

Articles & Related Resources

  • Our Hand-Picked Selection of Recommended Books and Resources
  • 100 Q&A About Buying a New Home!
  • Looking for the Best Mortgage: Shop, Compare, Negotiate!
  • Home Financing Primer
  • Home Buying Guide
  • Buying Your Home: Settlement Costs and Helpful Information
  • 66 Ways to Save Money
  • Disaster Strikes—Am I Covered?
  • Guide To Single Family Home Mortgage Insurance
  • Twelve Ways to Lower Your Homeowner Insurance Costs
  • How to Buy a Home with a Low Down Payment
  • Getting a Loan: Your Home as Security
  • Refinancing Your Home
  • Planning Your Estate
  • Mortgage Insurance – How to Buy a Home with a Low Down Payment
  • Home Equity Credit Lines
  • Second Mortgage Financing
  • Mortgage Servicing
  • Mortgage, Home Equity Loans and Refinancing Resources
  • Funds for Handyman-Specials and Fixer-Uppers
  • High-Rate, High-Fee Loans: Section 32 Mortgages
  • Home Buyer’s Vocabulary
  • Reverse Mortgages
  • Mortgage Discrimination
  • Utility Credit
  • How Important is Your Credit Report when Applying for Credit?
  • Consumer Handbook to Credit Protection Laws
  • A Consumer’s Guide to Mortgage Lock-Ins
  • Energy Savers: Tips on Saving Energy & Money at Home!
  • Home Equity Loans: The Three-Day Cancellation Rule
  • Home Equity Scams: Borrowers Beware!
  • Using Ads to Shop for Home Financing
  • HUD-Rehab a Home with HUD's 203(k)
  • Home Sweet Home Improvement
  • Energy Guide to Home Heating and Cooling
  • Energy Guide to Major Home Appliances
  • Auction Guides: Not So Hot Properties
  • Timeshare Tips
  • Timeshare Resales
  • Making Your Home Safe from Fire and Carbon Monoxide
  • Truth in Leasing
  • Facts about Warranties
  • Homeowner's Glossary of Building Terms
  • Service Contracts
  • How to Right a Wrong
  • Layaway Purchase Plans
  • Shopping by Phone or Mail
  • A Guide to Disability Rights Laws
  • Resolving Consumer Disputes Through Mediation and Arbitration
  • Cosigning a Loan
  • Credit and Divorce
  • Identity Crisis... What to Do If Your Identity is Stolen
  • Handbook on Child Support Enforcement
  • Complete Text of U.S. Code Relating to "Consumer Product Warranties"
  • See our selection of Family and Lifestyle Magazines
  • See our selection of Children and Parenting Magazines
  • See our selection of Home and Garden Magazines
  • See our selection of Women's Magazines
  • See our selection of Men's Magazines
  • See our selection of Animal and Pets Magazines
  • Check out our selection of Family Videos
  • Check out our selection of Real Estate Videos
  • Check out our selection of Educational Videos

  • Need Additional Home and Family Resources?
    Simply click on any of the terms listed below.

    Mortgage Home Improvement Loan Home Equity Loan
    Second Mortgage FHA mortgage Mortgage Refinance
    Home Insurance Health Insurance Life Insurance
    Real Estate Vacation Home Foreclosure
    Home Security Home Safety Smoke Alarms
    Security Products Safety Products Child Safety
    Interior Design House Plan Home Improvements
    Home Appraisal Movers Moving Supplies
    Home Inspection Home Appliances Home Furnishings
    Garden Furniture Garden Supplies Gardening
    Patio Furniture Home Office Furniture Outdoor Furniture
    Bedding Bedroom Furniture Mattresses
    Pool Tables Pool Supplies Swimming Pools
    Fireplace Dining Room Furniture Rugs and Carpeting
    Kitchen Aids Window Treatment Bath Accessories
    Home Accessories Home Accents Home Decor
    Lamps Lighting Chandeliers
    Flooring Massage Chairs Vacuums
    Cookware Pest Control Gifts
    Child Care Child Support Child Custody
    Genealogy Baby Products Pet Supplies
    Single Parents Parenting Family Law
    Adoption Match Making Marriage Counseling
    Dating Dating Services Personals
    College Home Schooling Education
    School Supplies Party Supplies Divorce

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    The Center For Debt Management™
    Confidential and Effective Debt Management Strategies from the Comfort of your Home!™

    Debt Management and Financial Services! The Information Superhighway's oldest and most comprehensive debt management agency!  FREE consumer credit counseling,
    debt consolidation, debt reduction settlements, credit repair basics, FREE credit reports, credit and financing, income resources, financial aid, legal aid, tax resources, insurance quotes and more. Established in 1989 and serving the online community since 1992!


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    and resources in which to reduce your living expenses and to enjoy life!


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