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The Road to Debt Freedom on
the Information Superhighway

Chances are, you are here because you are burdened with debt and need help! You are probably unsure of what your options are and who to turn to for help. If you will kindly allow us a little bit of your precious time, we are confident that we can provide answers to your questions and, through your own due diligence, gain your trust and confidence in our agency.

We ask for your time because regardless whether you enroll in a debt management program, seek a debt reduction settlement, file for bankruptcy protection, or simply choose to ignore your debts or continue the status quo, there will be consequences for your actions. Spending the time required to fully understand your alternatives, and then making the right choice for your particular situation, however, may effectively resolve your financial troubles.

We invite you, therefore, to fully explore this sector. Because of the amount of information provided and the time required to thoroughly read and fully comprehend this extremely important material, we strongly recommend that you bookmark this page right now. This will allow you to read at your leisure, and should you need to attend to other matters, to quickly return back here at your convenience.

Most major creditors have hardship programs in place that offer special repayment plans to customers who undergo financial hardship and elect to enroll in a nonprofit consumer credit counseling Debt Management Program.

For many consumers facing financial hardship
a Debt Management Program offers the best and most effective solution. In this sector we focus on this program and have developed a brief, yet comprehensive presentation. We recommend that you view it in its entirety. To begin the presentation, Click Here.

Please note that a Debt Management Program is not appropriate for all consumers burdened with debt. For those not qualified or prefering an alternative, we invite you to explore seeking a Debt Reduction Settlement. .

United Kingdom residents are encouraged to visit our UK associate, Debt Connect.


Debt Management Services

Debt Management Program

 Stops Collection Calls
Reduces Interest Charges
Reduces Monthly Debt Service

UK Residents – Click Here!

FREE Financial Analysis

 Apply Here Now
To See If You Qualify
(Please View Presentation First)

Who We Are

 Two Incredible Agencies
Working on Your Behalf

Recommended Reading
and Self-Study Resources

 A Hand-Picked Selection
of our Highly Recommended
Books and Resources

Articles and Resources

 Review our Index of
Related Articles & Resources


Debt Management Program
Debt Management:  The first step on the Road to Debt Freedom!

The Debt Management Program

To start a brief presentation click on the Debt Management Program link above. If you prefer, jump to any panel using the links directly below.

  • An Intro to The Debt Management Program
  • How Can the Debt Management Program Help Me?
  • What Accounts Can I Place in the Program?
  • Why Is this Program Offered on the Internet?
  • Will the Payment Be Reduced on All My Accounts?
  • Will the Interest Rate Be Reduced on All My Accounts?
  • What is a Fixed Monthly Consolidated Payment?
  • Can I Still Use My Credit Cards?
  • How Will Enrollment Affect My Credit Rating?
  • What If I'm Not Past Due. Will the Program Benefit Me?
  • Can You Explain More about Who You Are?
  • How Much Does It Cost To Enroll?
  • Are There Other Options If I Don't Quailify?
  • How Do I Know If I'm Qualified and How Do I Apply?
  • Notice: You may opt to view the entire Debt Management Program presentation in a single document. Users who have javascipt turned off will have to use this method. Others may find it more convenient, especially for printing. To view, Click Here!


    Other important articles for consumers facing financial hardship and considering enrollment in the Debt Management Program.

  • Debt Management or Debt Settlement: Which Alternative is Right For You!
  • Your Alternatives When Faced with Financial Hardship
  • Who We Are! Two Incredible Agencies Working On Your Behalf
  • Testimonials and Comments from Our Clients and Visitors.
  • Free Budget Programs and Worksheet in which to Analyze Your Finance
  • Which Reflects Better on a Credit Report, Debt Management or Debt Settlement?
  • The Affect of Enrollment in a Debt Management Program on your Credit Report
  • The Center For Debt Management's Privacy Policy and Disclaimer

  • Articles & Related Resources

  • Debt Consolidation — Do You Know the Facts?
  • Managing Your Debts: How to Regain Financial Health
  • Consumer Handbook to Credit Protection Laws
  • Getting a Loan: Your Home as Security
  • Refinancing Your Home
  • Home Equity Credit Lines
  • Charge-offs: How it Relates to Consumers and Steps to Prevent it
  • Account Liquidation Calculator —Calculates Length of Term and Interest Paid
  • Credit Card Calculator — Calculates Affect of Just Making Minimum Payments
  • Review Your Credit Report

    Click here to check out our Reliability Report

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    The Center For Debt Management™
    Confidential and Effective Debt Management Strategies from the Comfort of your Home!™

    Debt Management and Financial Services! The Information Superhighway's oldest and most comprehensive debt management agency!  FREE consumer credit counseling,
    debt consolidation, debt reduction settlements, credit repair basics, FREE credit reports, credit and financing, income resources, financial aid, legal aid, tax resources, insurance quotes and more. Established in 1989 and serving the online community since 1992!


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